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Top 3 Reasons to Get a Pre-Approval for a Mortgage

1. The Home Seller Takes Your Offer Seriously

Home sellers like to see that you’re Pre-Approved.  It tells them that you are serious about buying their home.

2. You Can Narrow Your Home Search

When you are Pre-Approved, you will know exactly what you can afford, and tailor your home search around the mortgage amount. Now you and your agent can easily search through the listings with confidence and renewed energy.

3. You Learn Exactly What You Can Afford

There is no estimates in a Pre-Approval. The lender has looked into your credit history and you have given the required documentation to go through with the Pre-Approval process.  A mortgage Pre-Approval is not a commitment to the loan, but it paves the way to transition into applying for a specific property — your dream home in your price range.